Changes to KiwiSaver coming up in April 2026

Changes to KiwiSaver coming up in April 2026

Notes
As announced in the Budget 2025, changes have been made to KiwiSaver that will affect you and your employees.

From 01 April 2026
The default rate of the employee and employer contribution rate will be INCREASED from 3 per cent to 3.5 percent. This will be automatically updated for those at 3 per cent in the first pay day on or after 01 April 2026.

The age for employer contributions will be extended from 18 years old to include those employees aged 16 and 17 years old already enrolled in KiwiSaver.
In preparation for this, you need to review Date of Birth and KiwiSaver statuses.  If your employee is 16 or 17 and in KiwiSaver you will need to update their KiwiSaver information and contribute 3.5 per cent to their KiwiSaver from the first pay on or after 01 April 2026.
Info
For more information IRD KiwiSaver changes
Alert
You should always record the age of anyone you employ under 20 years of age - Employment NZ Personal Information

Review the Date of Birth and KiwiSaver information for your people

Reports > HR > Staff Birthday 

Short list with the age and Date of Birth for your current employees. Print or Download to excel. 
 


Reports > HR > Staff - Detailed Table 

  1. Download to excel to get all the details for your current employees
  2. Review the Columns that relate to KiwiSaver
    KSE Rate - percentage of Employee contribution
    KSR Rate - percentage of Employer contribution
    KiwiSaver Status - the status you have selected on the Personal Details page
    Date of Birth
    Age
    KiwiSaver Age Range - if Date of Birth is not completed on the Personal Details page 

Updating the Date of Birth

  1. People > View People > Select the person's name 
  2. In the Personal Details - Date of Birth field enter the date
  3. Scroll to the bottom of the page
  4. Save - Success message will display
  5. Review the details

 

 


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